Frequently Asked Questions Can we help you answer your question? l What is a Notice of Representation? l Can a Creditor Force Me to Pay a Bill? l How Much Does DCSD Charge Per Letter? l Does DCSD Pay My Bills? l Can I Go to Jail? l Can DCSD Stop My Creditors from Suing Me? l What Happens to My Debt After I Die? l Will I Sign Legal Documents? l Will the Program Affect My Credit Report? l Is My Home Protected? l Will My Credit Card Balance Decrease When I Stop Using a Credit Card? l What are the FDCPA and FCCPA? l This Program Sounds Too Good to be True. Is DCSD Really a Legitimate and Reputable Law Firm? l Can I Still Use My Credit Cards? l What Can I Do About Collection Harassment? l What Should I Say or Do When a Debt Collector Calls Me? l Is DCSD a Bankruptcy Firm? l How Soon Can You Contact My Creditors? l What Is Exempt Income? l Why Use DCSD for Protection Instead of Filing for Bankruptcy? l How Much Does Representation Cost? l What is Florida’s Statute of Limitations on Debt Collection? Contact Us Name (required) Phone Number Email Address (required) State Tell us a little bit more about your situation. 15 + 1 = Get Started