CAN A CREDITOR FORCE ME TO PAY A BILL?
They can, but only under very specific circumstances. In order to attempt to force you to pay, a debt collector would first need to file a lawsuit and obtain a judgment against you. From there, the judgment creditor may be able to place a lien against your personal and/or real property. However, there are many exemptions applicable to DCSD clients that prevent further collection action from taking place even after a judgment has been obtained including protecting our clients from any attempts to illegally garnish your accounts.