About Us

We’ve enforced the rights of thousands of clients on Social Security, Disability, Veterans Pensions, or other retirement benefits. We’re honored to serve you.

Knowledgeable Consumer Rights Attorneys

Dedicated to Communicating with You

Honest Pricing

Offering Education and Empowerment

Our Story

Debt Counsel for Seniors & Disabled, Inc. started when Jim Giardina, our lead attorney, saw a way to protect some of the hardest hit members of America from harassment that serves no one, and that you shouldn’t have to deal with.

Debt Counsel for Seniors & Disabled, Inc. has been a lifeline for Mr. Giardina’s clients. It has given them the ability to focus on their health rather than battling with creditors. Someone championing their rights has boosted their self-esteem. They get relief from the fear of losing their exempt funds, such as Social Security. Most importantly, their hope for peace of mind in their retirement years has been restored.

Our Mission

We seek to provide seniors and disabled members of our community with protection and a source of support they otherwise may not receive. We want to be on your side of the ring, helping protect you.

What we do

Legal Representation, Newsletter Updates, & More

Legal representation

The primary avenues of debt collection harassment are by mail or by phone call. When you exercise your right to counsel, debt collectors must contact your attorney instead of you regarding your dispute. When you retain us as a client, we can act as a barrier between you and your debt collectors.


We keep you up to date on the legal and courtroom developments of debt collection so you stay informed.

Debt Collection Knowledge Base

Part of the frustration of dealing with debt collectors is not knowing the truth behind the law. Watch some of our videos about the Fair Debt Collection Practices Act, the Florida Consumer Collection Practices Act, and more of the rules governing debt.

Message Us

Get in Touch Below. Ask Any Question or Start a Free Quote.

Call Us

(888) 622-3273

Office Location

3104 W Waters Ave #200, Tampa, FL 33614

Open Hours

M-F: 9 a.m. – 5 p.m.