Our Services

Debt Counsel for Seniors & Disabled is a law firm dedicated to protecting seniors and disabled individuals from creditor harassment without a costly bankruptcy. If you receive social security, veterans benefits, or disability, your income may be protected from creditors. If you are being harassed by debt collectors, you may have legal protections available to you. Contact us today to see how DCSD may be right for you.

Legal representation

When debt collectors bother people, it is usually by mail or by phone. When you exercise your right to counsel, debt collectors must contact your attorney instead of you regarding your dispute, leaving you free from constant collection letters and annoying phone calls. When you retain us as your attorney, we act as a barrier between you and your debt collectors.

continuous monitoring

DCSD continuously monitors and reviews all communications sent to our clients by bill collectors. We ensure the collectors comply with the law, and enforce our clients’ rights when they violate bill collection laws.

Debt Collection FAQ

Part of the frustration of dealing with debt collectors is not knowing the truth behind the law. Watch some of our videos about the Fair Debt Collection Practices Act, the Florida Consumer Collection Practices Act, and more of the rules governing debt.


No one deserves to be harassed for bills they can’t pay. We protect our clients from collection harassment. Real attorneys working for you for a low monthly fee.

Message Us

Contact us to learn more about what legal options you have if you have bills you cannot pay.

Call Us

(888) 622-3273

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Office Location

Mail P.O. Box 459, Odessa, FL 33556


M-F: 9 a.m. – 5 p.m.